NewCommissions module for local brokers →

Many parties,
one flow.

Commissions, payments, cessions and claims. IKUZ simplifies how your company manages information with local brokers, reinsurance brokers and reinsurers.

Book a demoSee the ecosystem ↓
✉ Bandeja de entrada · 14 sin leer

De: Tesorería · Pacific Re

RE: RE: FW: Cash call SIN-2026-0871

¿Quién aprobó el CC-2026-007? Necesitamos la versión final hoy.

▦ bordereau_agosto_2026.xlsx
PólizaPrimaCesión
POL-11452040.000,00=B2*0,275
POL-114521#REF!#REF!
POL-11453322.0006.050,00
TOTAL#VALUE!¿?
▦ comisiones_corredores_sept_v3.xlsx

Corredora AndesUF 486,20

Vergara & Ruiz¿DTE?

Corredora del Pacífico#N/A

▤ Statement_2026-T1_PacificRe.pdf

Saldo a cobrar131 días

UF 1.463

¿Alguien lo reclamó? No aparece en la planilla.

¿Mandaste el bordereau a Andes? 🙏

23:48 ✓✓

¿Cierre T2 cuadra con contabilidad?

revisar CLF vs UF → preguntar a Pedro antes del viernes

Everything in view

Your whole operation,
on a single screen.

IKUZ commissions dashboard

IKUZ engine

An engine that cross-checks everything,
while you operate.

Every record is validated the moment it enters the system.

Treatiespanel · term · capacityPoliciesissuance and endorsementsClaimsallocation and recoveriespanel and termcapacity · cash callactive coverageVALIDATES ASYOU OPERATE
  1. 01Cross-checks as you operateEvery policy is checked against its treaty panel and term when it is loaded. Inconsistencies show up the same day, not at quarter close.
  2. 02Treaty capacity usageHow much of each treaty has been used, in plain sight, with an alert before it is exceeded.
  3. 03Claims and cash calls, managedEvery claim is matched to its policy and the treaty in force; the cash call is requested and tracked until it is paid.

Ecosystem

A single source
of information.

Every party works from the same data.

Distribution

Local broker

  • Sealed statementper broker and period
  • Invoice controle-invoice before paying
  • Payment statusdeposits and bounces

Company

Insurer

  • Online validationpanel, term and capacity
  • Payments and collectionswith every counterparty
  • Closingssealed and versioned

Broker · Reinsurance

Reinsurers

  • Bordereauxpremiums and claims
  • Quarterly accountstatements and balances
  • Cash callsrecoveries

IKUZ Technology

The treaty sets the rule.
The engine applies it.

Treaties, policies and claims in a single distribution engine. Set up your treaties once and every premium and every claim is allocated automatically, with the calculation in plain sight.

Treaties

Proportional, non-proportional and facultative. Cessions are calculated by line, line of retention and share.

  • QS · Surplus
  • XL
  • FAC
contratos / QS-2026-001
Treaties in IKUZ

Ceded premium Q2

UF 26,527

55.0% of total

Policies

Every act —issuance, endorsement, restatement— lives on its timeline and feeds the cession.

  • Endorsements
  • Coinsurance
  • Restatement
pólizas / 36567
Policies in IKUZ

Accumulated net premium

US$ 1,773,916

4 acts · timeline

Claims

Each claim is allocated according to the treaty in force. Recoveries and cash calls come from the same calculation.

  • Claim files
  • Recoveries
  • Cash calls
siniestros / SIN-8815
Claims in IKUZ

Allocation · UF 4,200

  • Reasegurador Andes40,0%
  • Pacific Re35,0%
  • Cordillera Re25,0%

Payments and collections

Every payment and collection,
straight from operations.

Every movement in the system creates a payment or collection event.

Payment and collection events · 2026-09

system-generated · 6 events

To pay

UF 3,732.40

To collect

UF 1,649.70

TypeCounterpartySourceAmountStatus
PayCorredora AndesBrokerCommission statement 2026-09UF 1,284.60Paid
CollectReasegurador AndesReinsurer · via brokerCash call SIN-8815UF 1,270.50Received
CollectPacific ReReinsurer · via brokerCash call SIN-8815UF 1,039.50Pending
PayBroker AustralReinsurance brokerQuarterly account balance 2026-Q3UF 3,420.00Scheduled
CollectCoaseguradora SurCo-insurerCo-insurance claim shareUF 610.20Pending
PaySeguros ElquiBrokerReissue after bounceUF 312.40Reissued
  • System eventsA commission statement, a quarterly account or a cash call creates its payment or collection, with no re-keying.
  • Every counterpartyBrokers, reinsurance brokers, reinsurers and co-insurers, in the same flow.
  • Through to settlementWhat you owe and what you expect to receive, with status, bounces and traceability.

Quarterly closing

Closing the quarter,
in three steps.

No spreadsheets to make things add up. IKUZ reviews what you already operated, shows you what it found and seals the period with its version history.

Result: 2026-Q2 closing · sealed

app.ikuz.cl / cierres / step 2 of 3
Quarterly closing: What gets closedQuarterly closing: What it foundQuarterly closing: Generate and seal

Findings 2026-Q2

  • Commission2 open
  • Tax1 open
  • Duplicated cancellation2 open
2026-Q2 CLOSING · SEALED · v2
app.ikuz.cl / commissions / dashboard
Commissions dashboard
app.ikuz.cl / commissions / settlement 2026-09
Sealed commission settlement

Net payable · September

UF 4,962.85

6 intermediaries · 2 invoices pending

Commissions

New

Broker commissions, from accrual to payout.

Upload the production book and IKUZ calculates what each intermediary is owed. Settle, check the invoice, pay through bank payroll and follow every peso until it reaches the broker’s account.

  • Sealed settlementby broker and period
  • Invoice controlholds payment if the invoice is missing
  • Payment orders & payrollone file per paying bank
  • Bounces & traceabilityfrom accrual to payout

In development · IKUZ Labs

Agents that do the heavy lifting.
You decide.

We are training AI agents on the same information IKUZ already organizes, so your team spends its time deciding, not typing.

Operations agent

Repetitive work, handled.

  • Reads what comes in — production and claims books, statements and invoices, in whatever format they arrive.
  • Reviews before closing — spots findings and explains where each difference comes from.
  • Drafts the response — writes the cash call or the collection claim, ready for approval.

✦IKUZ agent

I found 2 commissions that differ from the treaty panel in 2026-Q2. The difference comes from endorsement #1 on policy 36567.

View detailsApprove fix

Actuarial agent

Scenarios in minutes, not days.

The actuary designs the scenario and controls the assumptions. The agent runs it on your real data and signed treaties, and shows the full impact.

Actuary

What happens to the portfolio if an 8.5 earthquake hits Valparaíso this winter?

✦IKUZ agent

I ran the scenario on the current portfolio and 2026 treaties:

  • Ceded vs. retainedcalculated by treaty
  • CAT XLlayer 2 is triggered
  • Reinstatement1 used
  • Underwriting resultrecalculated for the year

Every agent action is logged in the audit trail · illustrative examples

Join as a pilot →

Works with what you already use

IKUZ adapts to what you have.
Not the other way around.

We connect via API to your core and internal systems, and work with bank and invoice files as they arrive today. No forced migrations, no changes to how you operate.

Let’s talk

See your next closing in IKUZ.

Tell us how you operate today and we’ll set up a conversation. We’ll show you the product with a case similar to yours.

FSGB

You’ll talk to the founding team: Fernando del Sol and Gerald Blanco.

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